Considering a sailing adventure to Mexico? Just look at how engrossed that guy is in the book! Grab a copy of the Unauthorized Guide to Sailing in Mexico, and you too can find yourself sitting on a Mexican dock with an oversized (but very attractive) hat.

Unauthorized Guide to Sailing in Mexico

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Monday
Mar192007

Moving onboard: the discussions begin

Charlotte and I have been talking about finances a lot lately, and we're looking at all the numbers very closely. Right now we have a nice little apartment with pretty cheap rent for San Diego downtown ($750). Our living expenses out of this apartment are probably somewhere in the $1000/month range, and the boat is somewhere around the same. So it's not like either one is totally insanely expensive, just that they're both moderate, and if we ditched one we'd be saving a grand a month, which is nothing to scoff at.

Also, I have this theory in my head from backpacking that "you will fill up your pack, whatever the capacity." I'm extending that a little bit further and thinking that because we can do more with a land based apartment, we will. We will opt to buy things that we can set on a shelf. We will buy more clothes because there's no space requirements, etc.

The cost aspect of it is one component, but another is just aligning our lifestyle more to where we want it to be and less of where we don't. Our neighborhood is becoming more gentrified every day. The apartment complex next door was renovated into condos, which although they've been having a terrible job of selling, will eventually be sold. Those condo dwellers will hate the building I live in, and somehow it will affect us. Parking will get worse, and well... times are changing.

We could certainly keep up with them, and chances are that we'd be able to stay in this apartment for another five years without issue. We've been paying an extremely low rent, and that's certainly very nice.

Maybe another aspect of it for me is simply having a bit of a change of pace. I've lived in this apartment since around 2003 I think, so that's going on four years. It's nice, and I certainly will miss it, but the only way you get to open a new door is by closing another one first.

I'll write more about it later, but I suppose I wanted to put it out there on our blog that we're seriously considering this now, with a timeline of somewhere in the summer.

Reader Comments (5)

Guys
move on board asap. It's the best thing you will ever do. As you are still on shore but live on board, you will be more able to see your real needs and wants.
I promise you!

March 21, 2007 | Unregistered CommenterCelyne

Looking back at what you had thought you'd save in money & where you are now 6 months later .... are you saving that 1k per month in bills or is living on the boat (vs. just enjoying it when using it) eating into that pot of money? Just wondering if financially it was what you thought it would be.

December 28, 2007 | Unregistered Commenterk

K,

We haven't forgotten about you; I just wanted Eric to answer this, as opposed to me, as he has a firmer grasp on all of the financial pluses and minuses.

January 8, 2008 | Unregistered CommenterCharlotte

Okay K, I know Eric has meant to get back to you, but I'm not sure when he will.

On my side, I'm spending more money to live here when you look at rent (slip fee) and mortgage combined. Yes, our electricty bill is less (averaging about $90 in the winter and $12 in the summer), but I'm still paying higher prices on the aforementioned two things.

I do think this is an anomoly though, because our rent was SO LOW where we were living, only $750/month. If we moved back into an apartment now, we'd be paying about the same as we're paying for staying here.

The good thing about staying here vs. staying in an apartment is that you're constantly in the boat mindset. Even though I'm paying more for rent/mortgage, I'm spending less in my life in general. We eat at home almost every day, and are both very money conscious. I don't think we'd be so hardcore about money if we weren't living here. By being here, we really want to make this trip happen. It's almost as if we have to do it, because if we don't - then we really are freakin' crazy for living here for nothing!

February 3, 2008 | Unregistered CommenterCharlotte

Thanks so much for taking the time to answer this ... just interesting to see how things turned out after all is said & done. Best of luck to you both :)

March 8, 2008 | Unregistered Commenterk

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